Five Ways to Get Your Offer Accepted in a Seller’s Market
Five Ways to Get Your Offer Accepted in a Seller’s Market You’ve probably heard scary stories about house hunting in 2022. While it’s true that offers aren’t as easily accepted in this seller’s market, you […]
Homeownership: Still A Great Way To Build Wealth
Homeownership: Still A Great Way To Build Wealth Whether you’re a first-time homebuyer or a buyer who’s been around the block more than once, recent real estate news has been sending mixed messages. It’s a […]
How Do Bridge Loans Work?
How Do Bridge Loans Work? Buying a home and selling a home at the same time can present some financial challenges. Often the proceeds are needed from the sale of your current home to make […]
Is Typical Homeowner’s Insurance Enough?
Is Typical Homeowner’s Insurance Enough? Is typical homeowner’s insurance enough? After the February winter weather, not to mention the 2021 ice storm and frequent Texas thunderstorms, this is a pressing question for homeowners. Lenders require […]
Selling your home with pets
First Bank – Selling your home with pets 5 things to do when selling your home with pets This may be hard to believe, but potential buyers do not want to get to know your […]
Housing Market Expectations for 2022
Housing Market Expectations for 2022 – First Bank Over the last two years, it’s safe to say the housing market has been…interesting. On the one hand, we’ve seen record-low mortgage rates and an increase in […]
Should I list my house during the holidays?
Should I list my house during the holidays? If we were asking this question pre-pandemic, the answer to whether or not to sell your home during the holidays is to wait if you can. December, […]
Keeping Your Home Safe This Holiday Season
Keeping Your Home Safe This Holiday Season Happy Holidays from First Bank! In the hustle and bustle of the holiday season, keeping our homes safe isn’t always the first thing on our minds. Just like […]
The Benefits of Making Your Home “Smarter” With Technology
The Benefits of Making Your Home “Smarter” With Technology It wasn’t all that long ago smartphones were the latest and greatest devices to catch our attention. Then came smart TVs. Now, the entire house can […]
Checklist for First-Time Home Buyers
Checklist for First-Time Home Buyers Buying a home may be the largest investment you’ll ever make. You want to get it right the first time. First Bank has you covered. Here is a checklist of […]
What is the Bridge Loan?
What is the Bridge Loan? Bridge loans are our most popular type of portfolio loan, offering a convenient, short-term financing option for individuals or families who need to buy a house before they’ve sold their […]
Top 5 Factors That Impact Your Credit Score
Top 5 Factors That Impact Your Credit Score: Minor changes in your credit structure can change your credit score enough to affect your ability to qualify for a mortgage. Everyone’s credit history is different, but […]
5 Tips for Throwing the Perfect Backyard BBQ
5 Tips for Throwing the Perfect Backyard BBQ BBQ season is in full effect, y’all! The weather is HOT, pool days are a regular occurrence, and grilling outdoors is a must. Whether you’re planning […]
7 Ways To Cool Your Home This Summer
7 Ways to Keep Your Home Cool This Summer Summer is in full swing here in Texas and it is HOT! Read on for a few tips to help keep your house and yourself cool! […]
15 Things To Do In Dallas This Summer
15 Things to do in DFW this Summer Looking for fun things to do in Dallas this summer? We’ve consolidated a list of 15 favorite Dallas summer spots and activities! Whether you want to soak […]
First Bank Announces the Acquisition of Capstar Lending
First Bank is a privately owned Texas bank, founded in Burkburnett in 1907. The Plano based mortgage division was formed in 2011 and has quickly become recognized as an industry leader in the greater DFW […]
Homebuyers Glossary: Terms You Should Understand When Buying a Home
To help you through the complex buying process, we have compiled a list of 10 words you are almost certain to encounter.
Contactless Mortgage Closings – You Can Get a Mortgage Safely
Yes, it’s entirely possible to go through your mortgage process without coming in physical contact with another human being.
Housing is Heating Up Fast
Consumers are rushing to open houses and are ready to buy new homes. There’s one problem, though. They aren’t finding many houses to buy.
How Your Credit Score Impacts Getting a Mortgage
Many things factor into your ability to qualify for a mortgage. Your credit score is at the top of the list.
Top 5 Features Home Buyers Want in 2020
It’s always helpful to know what features buyers are looking for in a home before you put yours on the market.
Five Reasons Why Now is a Good Time to Buy a Home
If you are a serious buyer, now is actually a good time to buy a home. Here are some reasons why.
Selling Your Home During The Pandemic
Six weeks ago, we were in a sellers’ market. Today, houses are still selling, but sales have slowed.
5 Budget Upgrades That Improve Your Home’s Value
Good news for sellers who have upgrades they want to make before selling their homes.
10 Tips for Decluttering Your Home
As more and more people across the country get confined to their homes for the near future, clutter is going to happen.
Preparing Your Home for Long-Term Togetherness
You may already be there – having the whole family together, all day, every day to avoid contracting or spreading the Coronavirus.
Effectively Sanitizing Your Home
In the midst of the COVID-19 pandemic, we’ve been hearing a lot about how to protect ourselves from contracting the virus in public.
Surviving a Seller’s Market as a Buyer
With mortgage rates dropping significantly, now is a great time to buy a house – if you can find one.
When is the Right Time to Refinance Your Mortgage?
Mortgage rates are still low and have been holding steady. This usually means it’s a good time to refinance your mortgage.
Possible Tax Deductions for Homeowners
One of the greatest benefits of purchasing a home used to be the deductions it gave you on your annual income taxes.
Escrow Lesson for First Time Home Buyers
You probably have a pretty good idea of your target monthly payment. Remember a portion of your monthly payment typically includes escrows.