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REFINANCE

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KNOWLEDGE & EXPERTISE

Helping Texans reach their goals since 1907.

Every refinance is different. Whether you are hoping to lower your monthly payment, convert the equity in your home into cash, or even pay off your home more quickly, we will build a loan solution designed to help you meet your goals.

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Rate and Term Refinance
Rate and Term Refinance
Cash-Out Refinance
Cash-Out Refinance
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Refinancing 101

What is refinancing? What are the benefits of refinancing? How do I know it’s the right time to do it? Learn more about our refinance options.

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All it takes is 10 minutes to get started.

What is refinancing? What are the benefits of refinancing? How do I know it’s the right time to do it? Learn more about our refinance options.

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since-1907

Serving Texas homebuyers since 1907.

Over the years we’ve helped generations of Texans find a home, and make it their own. As an independent, local bank, our success is reflected in the success of our customers, and is rooted in the service we provide day in and day out.

Why First Bank →
“Andy is the best! He shepherded me through three (3!) bridge loans so I could purchase my wife’s dream home. He was patient, attentive and always available.”
Kevin – McKinney, Texas
“Andrea has been a lifesaver. She walked me through the process and was never annoyed by my questions. I couldn’t have picked a better bank or loan officer.”
Dennis – Wichita Falls, Texas
“Jenny Goddard. Competent, reliable, absolute pleasure to work with. Went the extra mile to make everything work. An absolute TEN experience.”
Neal – McKinney, Texas
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Resources & News

What is Escrow? A Simple Guide for First-Time Homebuyers

Buying your first home is exciting, but let’s be honest—it comes with a lot of new terms that can make your head spin. One word you’ve probably heard (and might not fully understand) is escrow. […]

Homebuyer Tips

Five Ways to Lower Your Homeowners Insurance

Buying a home is one of the most exciting moments in anyone’s life, but the associated costs can quickly add up. One often-overlooked expense is homeowners’ insurance, which, while essential, can significantly impact your monthly […]

Homeowner Guide

Honoring Our Heroes: First Bank’s Mortgage Programs for Veterans

This Memorial Day, we at First Bank extend our deepest gratitude to the brave men and women who have served our nation. Your dedication, courage, and sacrifices ensure our freedoms and safety, and we are […]

Homebuyer Tips
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Whether you’re purchasing a new home or refinancing an existing one, all it takes is a few minutes to complete the first step in our application process.

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