Become An Expert

Buying a home is one of the most exciting moments in anyone’s life, but the associated costs can quickly add up. One often-overlooked expense is homeowners’ insurance, which, while essential, can significantly impact your monthly […]

This Memorial Day, we at First Bank extend our deepest gratitude to the brave men and women who have served our nation. Your dedication, courage, and sacrifices ensure our freedoms and safety, and we are […]

Tax day is quickly approaching. If you might owe money, or if you’re just looking for every deduction possible, here are a few that may benefit homeowners. This information is provided for general purposes only […]

Over the past year, many consumers have put their dreams of home ownership on hold due to fluctuating mortgage rates. But here’s the thing: rates are just a small piece of the puzzle when it […]

Afford High-Dollar Homes With Jumbo Loans  Everyone drives around neighborhoods filled with large homes at one time or another, pointing at them and dreaming of living in one someday. These homes might seem forever out […]

Today we extend our heartfelt gratitude to the brave men and women who’ve served and continue to serve our nation. The responsibility shouldered by these individuals is more profound than most of us can fathom. […]

In 2022, the real estate market experienced unprecedented highs and lows, with record-low interest rates at the beginning of the year fueling fierce competition for single-family homes in major markets across the United States. However, […]

Unlocking Homeownership: Why Consulting a Mortgage Expert Should Be Your First Step Are you dreaming of owning your own home? Before you dive into the exciting world of real estate and start browsing listings, there’s […]

As the summer of 2023 unfolds, the question of what the housing market will look like becomes increasingly intriguing. Examining the current state of the market reveals some interesting trends and indicators that may shed […]

Wondering if you need foundation repair? Between the state’s shifting weather and clay soil, foundation problems are always a danger in Texas homes. These issues range from minor cracks to major structural issues and may […]

Your daily news broadcast sounds discouraging, but the news doesn’t show you ways around today’s high rates and price increases. With a little creativity, your dream home is still within reach. Here’s how a 2/1 Buydown […]

As a military-involved individual, it’s often difficult to know where to start when buying a home. For example, you may have used the military’s basic housing allowance to live on base your whole career. Finally […]

Jumbo Loans Afford High-Dollar Homes With Jumbo Loans Everyone drives around neighborhoods filled with large homes at one time or another, pointing at them and dreaming of living in one someday. These homes might seem […]

5/1 Adjustable-Rate Mortgages Give You Financial Flexibility When it comes to mortgage loans, there’s no one size fits all. There are options fitting every preference. For example, a fixed-rate loan gives you dependable monthly payments […]

Housing Market Update: Homeownership Still Within Reach August Housing Market Update: Housing market change is a constant this year, and the current Texas market is nothing like the early 2022’s market. In fact, the current […]

You’ve probably heard scary stories about house hunting in 2022. While it’s true that offers aren’t as easily accepted in this seller’s market, you shouldn’t lose hope. Crafting an acceptable offer simply takes the right […]

Whether you’re a first-time homebuyer or a buyer who’s been around the block more than once, recent real estate news has been sending mixed messages. It’s a sellers’ market, but most people who sell their […]

Buying a home and selling a home at the same time can present some financial challenges. Often the proceeds are needed from the sale of your current home to make a down payment on the […]

Is typical homeowner’s insurance enough? After the February winter weather, not to mention the 2021 ice storm and frequent Texas thunderstorms, this is a pressing question for homeowners. Lenders require homeowner’s insurance policies as part […]

5 things to do when selling your home with pets This may be hard to believe, but potential buyers do not want to get to know your furry family member. If you are trying to […]

Over the last two years, it’s safe to say the housing market has been…interesting. On the one hand, we’ve seen record-low mortgage rates and an increase in housing prices across the board. On the other, […]

If we were asking this question pre-pandemic, the answer to whether or not to sell your home during the holidays is to wait if you can. December, in normal years, is a slower real estate […]

Happy Holidays from First Bank! In the hustle and bustle of the holiday season, keeping your home safe isn’t always the first thing on your mind. But just like we need to be vigilant about […]

It wasn’t all that long ago smartphones were the latest and greatest devices to catch our attention. Then came smart TVs. Now your entire home can be smarter with technology, and people are willing to […]

Buying a home may be the largest investment you’ll ever make. You want to get it right the first time. First Bank has you covered. We’ve compiled this helpful checklist for first-time home buyers: 1. […]

Bridge loans are our most popular type of portfolio loan, offering a convenient, short-term financing option for individuals or families who need to buy a house before they’ve sold their existing one. Bridge loans can […]

Minor changes in your credit structure can impact your credit score enough to affect your ability to qualify for a mortgage. Monitoring your credit, creating good financial habits, and remembering these factors will help you […]

BBQ season is in full effect, y’all! The weather is HOT, pool days are a regular occurrence, and grilling outdoors is a must. Whether you’re planning on hosting a backyard birthday party or festive family […]

Summer is in full swing here in Texas and it is HOT! Here are seven ways to cool your home (and yourself) this summer:  1. Close those blinds! Keeping your blinds closed during the day […]

Looking for fun things to do in Dallas this summer? We’ve consolidated a list of 15 favorite Dallas summer spots and activities! Whether you want to soak in the sun at the lake, keep cool […]

About First Bank First Bank is a privately owned Texas bank, founded in Burkburnett in 1907. The Plano-based mortgage division was formed in 2011. It has quickly become recognized as an industry leader in the […]

FHA Home Loans for Dreamers

Five important tips for weatherproofing your home.

To help you through the complex buying process, we have compiled a list of 10 words you are almost certain to encounter.

Yes, it’s entirely possible to go through your mortgage process without coming in physical contact with another human being.

Consumers are rushing to open houses and are ready to buy new homes. There’s one problem, though. They aren’t finding many houses to buy.

Many things factor into your ability to qualify for a mortgage. Your credit score is at the top of the list.

It’s always helpful to know what features buyers are looking for in a home before you put yours on the market.

If you are a serious buyer, now is actually a good time to buy a home. Here are some reasons why.

Six weeks ago, we were in a sellers’ market. Today, houses are still selling, but sales have slowed.

Good news for sellers who have upgrades they want to make before selling their homes.

As more and more people across the country get confined to their homes for the near future, clutter is going to happen.

You may already be there – having the whole family together, all day, every day to avoid contracting or spreading the Coronavirus.

In the midst of the COVID-19 pandemic, we’ve been hearing a lot about how to protect ourselves from contracting the virus in public.

With mortgage rates dropping significantly, now is a great time to buy a house – if you can find one.

Mortgage rates are still low and have been holding steady. This usually means it’s a good time to refinance your mortgage.

One of the greatest benefits of purchasing a home used to be the deductions it gave you on your annual income taxes.

You probably have a pretty good idea of your target monthly payment. Remember a portion of your monthly payment typically includes escrows.

If you lost everything in your home, could you list those items by memory? If something happens to your home, you just make a claim, right?