Honoring Our Heroes: First Bank’s Mortgage Programs for Veterans

This Memorial Day, we at First Bank extend our deepest gratitude to the brave men and women who have served our nation. Your dedication, courage, and sacrifices ensure our freedoms and safety, and we are forever in your debt. As a small token of our appreciation, we are proud to offer several exclusive mortgage programs designed to support veterans and their families in achieving the dream of homeownership.

VA Loans:

One of the most significant benefits of our VA Loans is the potential to purchase a home with no down payment required. This program is tailored to make homeownership more accessible for veterans, featuring:

• Down payment may not be required: Purchase your home without the need for a hefty initial payment.
• No monthly mortgage insurance premium: Reduce your monthly expenses.
• Low to no reserve requirements: Enjoy flexible financial requirements.
• Fixed and adjustable-rate loan options: Choose the loan type that best fits your financial situation.
• May be exempt from lender fees: Save on additional costs with waived lender fees for eligible Veterans.

With these benefits, our VA Loans offer veterans a straightforward and affordable path to homeownership. Learn more.

Texas Disabled Veterans Property Tax Program:

In Texas, we proudly support 100% disabled veterans with a property tax exemption program. Qualified veterans, as well as the surviving spouses of 100% disabled veterans, can benefit from zero property taxes. This program significantly reduces the financial burden of homeownership, providing a substantial benefit to those who have given so much for our country.

• Eligibility varies by county: Specific exemption requirements may differ.
• Proof of disability required: Ensure you have the necessary documentation to qualify.

For detailed information about this program, please visit the Texas Comptroller’s website.

Veterans First Time Home Buyers Program:

Are you a veteran purchasing your first home? Our Veterans First Time Home Buyers Program offers up to $15,000 towards your down payment or closing costs for a qualifying property located anywhere in the United States. This financial boost can make all the difference in securing your dream home.

To get started, use our online application to get pre-qualified. A dedicated First Bank agent will then contact you to discuss these programs in more depth, ensuring you have all the information and support you need to make the best decision for your future.

As we remember and honor the fallen heroes who have given their lives in service to our country, we also extend our heartfelt thanks to all veterans and their families. Your bravery and sacrifice are the bedrock of our nation’s strength, and we are privileged to support you in your journey to homeownership.

Thank you for your service, and we look forward to assisting you with these exclusive veteran mortgage programs. For more information, please visit our website or contact a First Bank representative today. All loans subject to credit approval.

Happy Memorial Day from all of us at First Bank.