Home Loan Programs for Veterans & Their Families

Why Choose a First Bank VA Loan?

Our home loan programs for Veterans offer a range of benefits tailored to the unique needs of you and your family:

• 0% down payment required
• No monthly mortgage insurance
• Flexible credit options — qualify with a credit score of 600 or higher
• Fixed and adjustable-rate options
• No lender fees — now waived for all First Bank VA loans

Whether you’re buying your first home, refinancing, or adapting your current home, we’ll help you find the right loan option, including VA Purchase Loans, Cash-Out Refinance Loans, Streamline Refinances (IRRRL), and Adapted Housing Grants.

Even if you’re the surviving spouse of a service member who passed due to a service-related cause, you may be eligible—and we’re here to walk you through every step.

Additional Support: The HAVEN Program

First Bank is also proud to support qualifying veterans and families through the HAVEN Program—a unique initiative for first-time homebuyers with service-related disabilities, and Gold Star Families.

Eligible applicants may receive up to $25,000 toward:

• Down payment assistance
• Home repairs
• Accessibility modifications
• New home construction

To qualify, the property must be located in Arkansas, Louisiana, Mississippi, New Mexico, or Texas, and the applicant must be a service member with a documented service-related disability—regardless of when they served. Gold Star Families impacted during the qualifying time period may also be eligible for assistance.

This program is a powerful way to help those who’ve given so much secure a safe, comfortable, and lasting place to call home.

A Place to Call Home

Home means freedom. It means backyard cookouts, a front porch with a flag, and a space that’s truly yours. This Memorial Day, let us help you build more than a house—let’s build a legacy.

At First Bank, we don’t just thank you for your service. We stand beside you. Because you’ve given so much for our country, and now it’s our turn to serve you.

Get started today and take your first step toward homeownership.
First Bank is honored to serve those who have served us.