ACCESS TO THIS WEBSITE IS SUBJECT TO THE FOLLOWING TERMS OF USE. PLEASE READ THESE TERMS OF USE CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES HEREIN, USER AGREES TO BE BOUND BY THE TERMS OF USE SET FORTH BELOW.

First Bank, its holding company, and subsidiaries (hereinafter sometimes collectively referred to as “the Bank”) may at any time make changes to these terms of use.

INFORMATION REQUESTS

You may be requested to provide information through the site to enable First Bank to provide products and services to you. If you respond to a request for information, you agree that the information you provide will be accurate, complete and current.

EXCLUSIONS AND LIMITATIONS

We do not warrant that the content herein is accurate, complete, current or free from errors. It is your responsibility to verify any information before relying on it. The information, software, products and
services published on this website may include inaccuracies or typographical errors. Changes are
periodically added to the information herein. First Bank may make changes in this website at any time.

The Bank makes no representations about the suitability of the information, software, products and services contained on this website for any purpose. All such information, software, products and services are provided “as is” without warranty of any kind. The Bank will not be liable, under any circumstances, for any damages or injury, including but not limited to those caused by any failure of performance, error, omission, interruption, defect, delay in operation of transmission, computer virus or system failure. In no event shall the Bank be liable for any special, indirect, incidental or consequential damages or any damages whatsoever, including but not limited to loss of use, data or profits arising out of or relating to the use of this site or the copying or display of information accessed through this site, whether or not the Bank was advised of or aware of the possibility of such damages. Without limiting the foregoing, the Bank shall not be liable for any losses or damages incurred as a result of any information or confidential information submitted to it through this site or any page hereof or for its transmission of information or confidential information to any person(s) or entity(ies) as a result of a request for such transmission reasonably believed by the Bank to have been made by such person or entity. Finally, the Bank does not make any representation about the suitability of the content of this site for any purpose whatsoever. The Bank shall not be subject to any obligations of confidentiality regarding information submitted through this site or any page hereof except as otherwise agreed to by us in writing with a person(s) or entity(ies) having a direct relationship with us or as otherwise required by law. Because some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above-stated limitation may not apply to you.

PRIVACY

Except as may be required by applicable law, any information that you transmit to us using this site or electronic mail will be subject to our written privacy policy available elsewhere at this site and through contact with the Bank. We may use such information for any purpose, consistent with the provisions of the privacy statement.

LINKED SITES

The site may contain links to web sites controlled or offered by a third party. The Bank disclaims liability for any information, products or services available, listed or offered at any third party site. The Bank does not recommend or endorse any product or service offered on or through such site.

GENERAL

These terms of use will be governed by and be interpreted pursuant to the laws of the State of Texas, United States of America, notwithstanding any principles of conflicts of law. The state or federal courts located in Wichita County, Texas, shall have exclusive jurisdiction over any cause of action arising out of or related to the content or use of this site. If any part of these terms of use in unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and/or enforceability of any remaining provisions. Our products and services are offered only in jurisdictions where they may be lawfully offered for sale, and are subject to the terms of the applicable agreement. Not all products or services mentioned herein are available in all jurisdictions.

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