I have worked in the mortgage industry since 2005. This is my career, and I am passionate about helping people achieve their real estate goals. I have been through the ups and downs of the real estate market, and those experiences have made me appreciate the gift of homeownership. Helping people to realize that dream for themselves is why I enjoy this career.

Real estate and mortgage lending are seven-days-a-week professions. I pride myself on my dedication to my clients, realtor partners and homebuilders. Each closing is the result of hard work and constant communication throughout the process. I am lucky to work for a phenomenal organization that has the flexibility and versatility to thrive in any mortgage environment. At First Bank, we offer Conventional, FHA, VA, USDA, and Jumbo Loan options. What we have that most other lenders do not have is Portfolio Lending. With our Portfolio Lending, I have the ability to do Bridge Loans, 90% Loan to Value with No PMI, 2/1 Buydowns, Construction Loans, Land Loans, Down Payment Assistance Loans and Asset Depletion Loans. Therefore, I have options for most any lending scenario. We underwrite our mortgages in-house and have the ability to close loans quickly and efficiently.

Prior to 2005, I was a golf professional for seven years. I still enjoy playing and being around golf. I grew up in Burkburnett, Texas, where my parents still live. My wife and I live in McKinney with our two kids, two dogs and a cat. I look forward to serving you.

“Kelly makes things so easy, especially for families with busy schedules. He explained everything we needed and I trust him immensely.” – Kristi