Mortgage Loan Closer


Job Summary

First Bank is looking for an ambitious and passionate individual to join our team as a Mortgage Loan Closer. It will be the Mortgage Loan Closer’s responsibility to request and/or prepare mortgage loan closing packages along with attorney documents, reviewing title commitments, hazard insurance policies, Loan Estimates, Closing Disclosures, appraisals, and surveys among other responsibilities. The Mortgage Loan Closer will work alongside the sales, processing and underwriting departments by maintaining and delivering an excellent customer experience.

Our Ideal Mortgage Loan Closer

  • Responsible for issuing the initial Closing Disclosure within 3 business days of closing.
  • Prepare required documents necessary for the loan to close in compliance with federal regulations and investor requirements
  • Review closing documents for accuracy
  • Work under tight deadlines and time constraints while maintaining a low error rate
  • Extensive knowledge of the different requirements for closing Conventional, FHA, USDA and VA loans as well as the differences of a refinance and purchase
  • Assist Post-Closing team to clear any suspense conditions when applicable
  • Approve final CD’s according to specific product and UW requirements
  • Attend all scheduled meetings, mortgage related courses or other general banking courses as required
  • Assist Funding Dept. to ensure closing conditions are satisfied prior to loan funding.
  • Communicate with and provide support to loan officers, processors and title companies on a daily basis and as needed
  • Be available during the assigned business hours for communication through such methods as cell phone, home phone, voice mail, email, fax, etc., and agrees to respond in a prompt manner. Employee-initiated schedule changes must be discussed and approved in advance by the supervisor
  • Reports all quality issues to supervisor
  • Other duties as assigned

Basic Qualifications:

  • High School Diploma, GED or equivalent certification or military experience
  • Must know how to plan, organize and prioritize tasks
  • Must exhibit interpersonal sensitivity
  • Understand and follow protocol for the proper lines of communication
  • Maintain a clear understanding of company mission and values
  • Ability to work independently and as part of a team.
  • Ability to pay attention to detail while handling a high volume of work with multiple interruptions

Preferred Qualifications:

  • Familiarity with lending process from application to funding
  • Understanding of FHA, conventional, jumbo and other loan products
  • Ability to work well with others in a team environment.


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